NOVARA Lending
Debt consolidation loan
Replace several debts with one loan and one monthly payment. Tell us what you owe, and we'll show the total cost of the new loan, including any fees, next to what you pay today, so you can see whether it helps before you accept.
- Borrow
- $2,000 to $50,000
- Term
- 1 year to 6 years
- APR
- 7.99% to 19.99%
- Origination fee
- 1.00% of the amount
Estimate
See what it could cost
Move the amount and term to see a representative monthly payment from $2,000.
What it's for
- Credit card balances
- Store cards and overdrafts
- Other personal loans
Estimated monthly payment
$313.32
- APR
- 7.99%
- Payments
- 36
- Total interest
- $1,279.45
- Origination fee
- $100.00
- Total repayable
- $11,279.45
Representative example at the lowest rate. Your rate depends on our assessment, and your offer shows the exact payment, fees, and total cost before you accept.
Eligibility
Who can apply
- Verified NOVARA member in good standing
- Regular income you can document
- Debts that are up to date or less than 30 days late
Documents
What you'll upload
- Proof of incomeYour last three pay slips, or a recent tax return if you're self-employed.
- Statements for each debtThe latest statement for every debt you want to consolidate.
Questions
About the debt consolidation loan
Other loans
Personal loan
For planned purchases, emergencies, or personal expenses, repaid in fixed monthly payments.
- Borrow
- $1,000 to $50,000
- APR from
- 8.99%
Auto loan
Financing for a new or used vehicle, secured against the vehicle you buy.
- Borrow
- $3,000 to $100,000
- APR from
- 6.49%
Mortgage
Long-term financing to buy a home, subject to valuation, affordability, and legal documentation.
- Borrow
- $50,000 to $1,500,000
- APR from
- 5.99%
Apply for a debt consolidation loan in the app.
Sign in, choose the amount and term, and upload your documents. We'll keep you updated at every step.
Request access