NOVARA Lending
Mortgage
Buy a home with a long-term fixed-rate mortgage. We assess the property's value, your deposit, and your affordability, and we need the legal documents for the purchase before funds are released.
Secured by the property.
- Borrow
- $50,000 to $1,500,000
- Term
- 10 years to 30 years
- APR
- 5.99% to 8.49%
- Origination fee
- 0.50% of the amount
Estimate
See what it could cost
Move the amount and term to see a representative monthly payment from $50,000.
What it's for
- Buying your first home
- Moving to a new home
- Buying a second home
Estimated monthly payment
$2,147.57
- APR
- 5.99%
- Payments
- 240
- Total interest
- $215,413.46
- Origination fee
- $1,500.00
- Total repayable
- $515,413.46
Representative example at the lowest rate. Your rate depends on our assessment, and your offer shows the exact payment, fees, and total cost before you accept.
Eligibility
Who can apply
- Verified NOVARA member in good standing
- A deposit of at least 10% of the purchase price
- Documented income that supports the monthly payment
- An independent property valuation
Documents
What you'll upload
- Proof of incomeYour last three pay slips, or a recent tax return if you're self-employed.
- Bank statements · if availableThe last three months from your main account at another bank, if you have one.
- Purchase contractThe signed offer or sale agreement for the property.
- Property valuation · if availableAn independent valuation report, if you already have one.
- Proof of addressA utility bill or lease from the last three months.
Questions
About the mortgage
Other loans
Personal loan
For planned purchases, emergencies, or personal expenses, repaid in fixed monthly payments.
- Borrow
- $1,000 to $50,000
- APR from
- 8.99%
Auto loan
Financing for a new or used vehicle, secured against the vehicle you buy.
- Borrow
- $3,000 to $100,000
- APR from
- 6.49%
Student loan
For tuition and education costs, with proof of enrollment and repayment terms suited to study.
- Borrow
- $1,000 to $80,000
- APR from
- 4.99%
Apply for a mortgage loan in the app.
Sign in, choose the amount and term, and upload your documents. We'll keep you updated at every step.
Request access