NOVARA Lending
Auto loan
Finance a new or used car, truck, or motorcycle. Tell us about the vehicle and the price, and we'll assess the loan against the vehicle's value and your budget. The vehicle secures the loan until it's repaid.
Secured by the vehicle.
- Borrow
- $3,000 to $100,000
- Term
- 1 year to 7 years
- APR
- 6.49% to 14.99%
- Origination fee
- 0.50% of the amount
Estimate
See what it could cost
Move the amount and term to see a representative monthly payment from $3,000.
What it's for
- New vehicles from a dealer
- Used vehicles from a dealer or private seller
- Refinancing an existing auto loan
Estimated monthly payment
$474.21
- APR
- 6.49%
- Payments
- 48
- Total interest
- $2,761.94
- Origination fee
- $100.00
- Total repayable
- $22,761.94
Representative example at the lowest rate. Your rate depends on our assessment, and your offer shows the exact payment, fees, and total cost before you accept.
Eligibility
Who can apply
- Verified NOVARA member in good standing
- Regular income you can document
- Vehicle no older than 10 years at the end of the term
Documents
What you'll upload
- Proof of incomeYour last three pay slips, or a recent tax return if you're self-employed.
- Purchase agreement or quoteFrom the dealer or seller, showing the vehicle and the price.
- Vehicle registration or title · if availableFor used vehicles and refinancing.
Questions
About the auto loan
Other loans
Personal loan
For planned purchases, emergencies, or personal expenses, repaid in fixed monthly payments.
- Borrow
- $1,000 to $50,000
- APR from
- 8.99%
Mortgage
Long-term financing to buy a home, subject to valuation, affordability, and legal documentation.
- Borrow
- $50,000 to $1,500,000
- APR from
- 5.99%
Student loan
For tuition and education costs, with proof of enrollment and repayment terms suited to study.
- Borrow
- $1,000 to $80,000
- APR from
- 4.99%
Apply for a auto loan in the app.
Sign in, choose the amount and term, and upload your documents. We'll keep you updated at every step.
Request access